Last Updated on September 10, 2022 by Vasco Lourenço
Selecting the best gold IRA companies can be one of the best things you can do to shield your retirement savings from the effects of price fluctuations and inflation.
A gold individual retirement account (IRA), also known as a precious metals IRA, is a type of self-directed retirement account that lets you invest in tangible precious metals like gold, silver, and platinum.
While typical assets like stocks and bonds make up the majority of IRAs, the tax legislation allows you to use self-directed gold IRA accounts that let you hold precious metals like gold and silver.
Setting up a gold IRA account is slightly more difficult (and requires a few moving elements) than setting up a regular IRA account, which most investors can do with relative ease. In some circumstances, investors must find a custodian and an authorized depository. The gold must be bought and delivered to the depository in such a way that the custodian can take care of it.
For this reason, many individuals count on the top gold IRA companies to make the procedure easier for them. If you choose the proper company, you won’t fall victim to any gold IRA scams, and you won’t have to worry about being told any gold IRA lies, too.
If you want to open a gold IRA to buy gold and diversify your investment funds or transfer an existing IRA into a precious metals IRA, then look no further than the following best gold IRA companies.
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Augusta Precious Metals is widely acknowledged as among the US’s most successful dealers of gold and precious metal IRAs. This company has achieved a remarkable reputation because of the quality of the sales consultants and customer support representatives it employs.
Established in 2012 by Isaac Nuriani, Augusta’s CEO, the company sells gold coins, rounds, and bars in a range of weights, from 1/10 ounce all the way up to 100 ounces (1 kilo). They concentrate the vast majority of their efforts on selling to the marketplace for gold and silver IRAs.
The Business Consumer Alliance has awarded it with its highest possible rating, and, to this day, the Better Business Bureau hasn’t received any complaint whatsoever.
The confidence of Augusta’s clients is further bolstered by the company’s provision of a money-back guarantee of 100% for new clients, as well as guaranteed fair pricing and price protection for a period of seven days. You need to get in touch with the organization if you want more information on the setup, yearly storage rates, and any additional expenses.
To meet the storage requirements of their clients, Augusta partners with the highly regarded Delaware Depository, which has vaults located all throughout the United States.
There are a lot of businesses that might claim to have low-cost charge structures, but very few of them truly disclose all of their costs. Not only are the price and fee structure laid forth by Augusta Precious Metals easy to understand, but they are also totally open and honest.
Augusta has no hidden costs, and there are no added commissions either. The costs that the Augusta order desk has provided are the prices you will be required to pay. Prices can change and will be locked in on the call that you get to confirm your order.
In addition, they have a Harvard economist on staff who will individually visit with each potential customer and help them through the process of rolling over their gold holdings.
Augusta’s customer service is excellent, as seen by the company’s high evaluations from previous customers. The onboarding and transaction procedures offered by Augusta are seamless, and customer service professionals help clients in filling out all of the relevant documentation.
You can check out my Augusta Precious Metals review to get an overall view of this top-notch gold IRA company.
- You get to decide which precious metals to buy, and the Augusta Precious Metals order desk builds your gold and silver portfolio according to your choices.
- Their education staff will walk you through the economics of the gold and silver markets so that you can make well-informed selections regarding the most recent financial opportunities.
- You will be provided with the assistance of a Harvard economist along your journey.
- Since 2012, they have not received any complaints, and their BBB rating is the highest possible among companies that supply gold IRAs.
- You may obtain a copy of the same book that well-known celebrities, such as Joe Montana, quarterback of the San Francisco 49ers and Hall of Famer, utilized to guarantee that they would have a comfortable retirement.
- No hidden fees.
- Seven-day refund policy for new customers.
Founded in 2003, the Birch Gold Group has established itself as one of the most successful precious metals dealers in the United States.
Their dynamic team of former wealth managers, financial advisors, and commodities traders still helps clients diversify their investment portfolios with gold, silver, platinum, and palladium.
Birch Gold Group maintains relationships with respected depositories, which means you may utilize their services to keep gold, silver, platinum, and palladium coins inside your individual retirement account.
The company collaborates with Brink’s Global Service, Texas Precious Metals Depository, International Depository Services, and the Delaware Depository (which provides insurance coverage of up to 1 billion dollars).
You can contact your precious metals specialist at any moment to check the performance of your precious metals or make adjustments to your account. These experts are extraordinarily useful in guiding you through the full procedure and assisting you in maintaining a prosperous investment portfolio.
- You can buy gold, silver, platinum, and palladium coins.
- Their customer satisfaction statistics show they are among the finest gold IRA companies.
- You will be able to make the most of the opportunity to increase your retirement fund with simplicity and security due to the many benefits provided.
- Better Business Bureau accredited business with an A+ rating.
- Endorsed by Ron Paul, a former Congressman, whose many books include End the Fed, Gold, Peace and Prosperity, among others.
- They provide an instructional kit to help you make the best decisions possible, given your situation.
- Many educational resources.
With Advantage Gold, a registered gold IRA custodian, converting your individual retirement account (IRA) into a gold and silver account is a straightforward and uncomplicated process. They take care of every step of the process, from the very beginning to the very end, enabling them to assist thousands of Americans from all backgrounds in investing in actual metals.
Advantage Gold was established in 2014 and has its headquarters in Los Angeles, California. Because the organization trains all of its personnel to be IRA specialists, it demonstrates its dedication to assisting investors of all experience levels in making the choice that is in their best interest.
Advantage Gold’s customer service is consistently ranked among the finest in the business, earning the company recognition as the most reputable provider of gold IRAs for five years in a row (100% 5-star ratings in TrustLink from 2016 to 2020).
They have a well-known gold depository in Delaware, which makes it simple and risk-free to move funds from an existing IRA into a gold-backed IRA.
- Advantage Gold is dedicated to protecting the safety of your assets and offers you a risk-free environment to make intelligent financial decisions.
- They will not only answer all of your inquiries but also assure you that the gold investment you pick will contribute to the growth of your assets for retirement.
- You can sell any metal you acquire from them at any moment at the price corresponding to the worth of the metal on the market. This indicates that you are free to sell off your gold investment whenever you see fit.
- It provides competitively inexpensive custodial and storage rates in addition to an extensive buyback program.
- Advantage Gold’s overall excellent reputation is backed by an A+ rating from the Better Business Bureau, AAA from the Business Consumer Alliance, and a rating of 5 stars overall with over 1,500 verified reviews on TrustPilot and TrustLink.
Goldco’s primary mission is to protect the retirement savings of its customers by transferring their assets from standard IRAs, and 401(k) accounts to self-directed IRAs backed by precious metals such as gold and silver.
The crew of IRA specialists at Goldco specializes in assisting customers through the rollover process in an easy-to-understand manner in order to simplify this specific strategy for protecting retirement assets. The experts at Goldco will assist you in making sure that your rollover complies with Internal Revenue Service (IRS) guidelines.
Besides providing security for one’s cash and assets, Goldco also makes it possible for collectors and investors to purchase gold bullion in addition to gold and silver coins.
Once you have created your account, you will be able to get started right away since you will have the option to obtain a free kit that will walk you through the fundamentals of gold investment.
The costs charged by Goldco change based on the size of your investment and the custodian you select. You’ll need to contact them directly for the most precise price information.
They also provide a free educational seminar that will assist you in learning more about the particulars of investing in gold and silver. Because of the company’s accessibility and user-friendliness, many people believe it is one of the most reputable options available for financial investments.
- The company offers a variety of IRA-eligible precious metals (gold, silver, palladium, and platinum).
- Goldco is a reputable, trustworthy, and very effective resource for authoritative knowledge on how to invest in gold.
- When you make a qualifying purchase from their website, you can receive up to 10% back.
- You can trust Goldco to look out for your best interests, and their easy 3-step process for setting up a gold IRA will keep your retirement investments safe.
- Rated A+ by BBB and triple A by BCA.
5. Noble Gold
Noble Gold is a relatively new player in the market for precious metals IRAs, having only been founded in 2016. Nevertheless, due to its low minimum investment requirement and extensive educational resource, it has rapidly become a favorite among new investors as the best gold IRA company.
Despite its brief existence, Noble Gold has already established a strong reputation among consumer rating agencies, receiving a perfect score from Consumer Affairs.
In addition to providing a comprehensive selection of educational resources, Noble Gold also offers a preliminary consultation to each potential customer. This consultation aims to develop a mutual understanding of the customer’s requirements, preferences, and goals.
After that, customers are matched with a reliable advisor who walks them through the rest of the process and educates them while avoiding high-pressure sales techniques.
You can roll over funds into your new account if you open an IRA with Noble Gold or transfer assets directly from an existing depositary to your new account. When transferring funds from one depositary to another, you shouldn’t have to worry about incurring any tax penalties.
- Noble Gold provides quick, secure shipping along with some of the best gold prices available.
- They are highly recommended for numismatic coins, so you can get the best deals.
- You can trust their business practices because they have amassed hundreds of five-star reviews from pleased clients.
- You can rely on the company to buy back any gold or other bullion you’ve previously purchased, even if your retirement plans or savings need to change in the future.
- In addition to preserving wealth, Noble Gold uses expertise and knowledge to create client value.
6. Regal Assets
Regal Assets is one of the most reliable places to work with if you want to invest in gold for the long term. They have been serving customers online for over ten years, strongly emphasizing their dedication to upholding all industry regulations and safeguarding the interests of their clients.
Regal Assets is one of the top gold IRA companies for IRA rollovers because most of its business is from IRA rollovers. The company supports that acknowledgment with better IRA rollover and transfer knowledge, services, and skills. Moreover, there are currently no fees associated with the service.
Regal Assets has a AAA rating from the Business Consumer Alliance and numerous favorable reviews on various independent review websites.
To diversify the types of assets that are represented in your investment portfolio, you may also choose to put your money into other metals and cryptocurrencies.
In terms of customer service, Regal Assets also shines. The IRA professionals at Regal begin working with clients during the registration process and continue holding their hands throughout the entire process, starting with a wide range of educational tools.
- Extensive track record of IRA rollovers.
- Build a robust investment strategy that safeguards your future with the help of Regal’s simple step-by-step guide.
- You can get good advice on how to invest in gold for the first time through their live chat feature.
- Have the ability to buy precious metals conveniently without having to fret about problems relating to either safety or cash flow.
- Get hold of a totally free informational kit that will assist you in comprehending their entire procedure and the steps you can take to safeguard your retirement.
- There are no costs associated with transferring or rolling over an IRA.
- Service and storage costs are fixed each year.
Patriot Gold Group joins our list as one of the best all-around gold IRA providers thanks to its extensive track record of providing excellent customer services, superior consumer ratings, and reasonable pricing.
You will never pay retail prices when working with the Patriot Gold Group, and you will deal exclusively with the owners. They have worked for some of the country’s biggest precious metal investment companies, which has given them a lot of experience in the field.
They will negotiate on your behalf to obtain the most favorable pricing on gold and silver, skipping several compensation levels for executives and investors.
As a result of all of this, you won’t have to shell out an expensive amount of money to acquire the metals; rather, you’ll be capable of making a profit on your investments.
Patriot Gold has earned an excellent reputation by receiving the highest marks possible from the most influential consumer rating agencies, such as a AAA rating from the Business Consumer Alliance and a five-star rating from Consumer Affairs.
- You can collaborate directly with the owners on all financial issues if you have a direct line with them.
- If you open a 24-hour account, you won’t have to wait long to see investment returns.
- You’ll get complete answers to your most important questions, which will help you decide which gold and silver investments are best for you.
- You can relax knowing that they have successfully resolved any problems that might arise with your account because they have numerous customers worldwide.
- With a free newsletter that tells you about the latest news, updates, and prices in the gold and silver markets, you will always know what’s going on in the market.
If you want to secure your retirement funds in a gold IRA, there are some aspects you should be aware of.
You may be drawn in by endorsements from well-known figures in entertainment or finance, but you should be interested in finding out what average individuals thought of these gold IRA providers.
Do the salespeople seem to be trying to make a fast profit? Do they employ a pushy, aggressive sales strategy? Do they prioritize their clients? Do they assist you in comprehending the specifics of a deal, or do they act independently? Do they make amends if there is a problem?
The top gold IRA companies on our list will each have starred reviews from real customers as well as raving customer endorsements.
It’s excellent if famous people or media attention pulled you in. It means these gold IRA custodians can stand behind their star power with a strong reputation.
Your mental health and financial future depend on having a solid retirement savings plan. That does not, however, imply that the planning procedure must be ineffective and time-consuming.
All of the gold IRA providers on our list offer representatives to help you every step of the way, making the process of setting up your gold IRA as easy as possible. You will therefore receive professional guidance and support regardless of whether you begin the golden trip online or over the phone.
No quick cuts or workarounds will be provided. Instead, all of these businesses strictly comply with IRS regulations to protect your interests and your gold IRA.
One of the most difficult aspects of a gold IRA company to describe in detail is pricing and fees.
These gold IRA firms are not being secretive or attempting to conceal anything. Because the price of precious metals fluctuates so quickly, businesses would prefer to provide you with cost information when you speak with a person than risk you finding out-of-date information on a website, whether it be their own or another one.
Keep in mind that there are different costs and fees, such as setup, storage, and maintenance fees.
The fees are subject to change based on the amount you choose to invest. In addition, certain gold IRA companies run specials that include no initial setup fees or free storage for a full year.
All of the gold IRA custodians in this list provide a variety of precious metals that have received IRS approval. The most popular options are gold and silver, however, platinum and palladium are also available.
The top picks for the best precious metal IRAs all provide some form of customer education. So use that information to your advantage and learn everything you can about precious metal IRA offers, or conduct some of your own studies.
Working with a professional of one of these top gold IRA providers also gives you access to their knowledge and previous customer relationships.
Utilize the informational resources and expert knowledge to your advantage. Before deciding how to finance your gold IRA, read, look over the collection of precious metals offered by each company, and don’t be afraid to ask questions. Any reputable gold IRA company on this list offers a selection that you can’t go wrong with.
When you start planning your gold IRA, you probably won’t do it with the intention of selling off your precious metals before you retire. However, there are instances when life has other plans in store for you.
It will likely be quite some time before you can withdraw money from your IRA and begin your retirement. In the meantime, however, your circumstances may shift, which may be for the better or worse.
When you are ready to make a move, you should talk about the buyback value of your gold or precious metals. This is because the price of physical gold and other precious metals can change.
The IRS will charge you a 10% early withdrawal penalty if you withdraw any of your funds before you reach 59 and a half. Buybacks are an option at each of these gold IRA companies, meaning that if life surprises you or presents you with an opportunity you simply can’t pass up, you may get your money back.
Gold is a physical good that cannot be altered, carries no risk to the government, and cannot be printed freely by any central bank.
For thousands of years, gold and silver have withstood the test of time and have excelled in the eyes of inflation, price fluctuations, political unrest, currency depreciation, terrorist threats, or even war.
Precious metals act as a strong pillar of protection, a shield against these destructive forces, while inflation and the ongoing devaluation of paper money gradually erode your purchasing power.
The only way to safeguard wealth by lowering overall risk and volatility is through diversification. By including actual precious metals in your IRA, you can wean yourself off of speculative paper investments like stocks, bonds, and ETFs. More than ever, you should diversify your assets and support your retirement with the reliability and security of actual precious metals.
Due to gold’s status as a liquid asset, it is easily convertible into money or goods on a global scale. You can take an “in-kind” distribution of your metal holdings from your IRA, which means that when you decide to or are required to do so, you always have the choice of either selling the metals in your holdings or having them physically delivered to your door.
A precious metal IRA can accumulate investment growth on a tax-deferred basis, unlike most retirement plans, which only offer a small number of investment options and provide direct access to the stock market.
Gold has traditionally been seen as a way to transfer and store wealth from one generation to the next, particularly because of the widespread demand for the precious metal.
A gold IRA can offer significant value, making your retirement years sparkle.
Your retirement plan, your long-term objectives, and your current investment status are all particular to you. Each of these gold IRA companies is qualified and knowledgeable to assist you in realizing your ideal retirement.
You can’t go wrong with these suggestions for the top best IRA companies. Of course, it is your decision in the end. How well-suited a corporation feels to you depends largely on your particular preferences.